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Guardian Adjusting Blog
Tips and information on all types of property damage claims.

 

After a Fire

Rick Tapanes - Friday, July 24, 2015

After a Fire Safety Is the First Concern

Last month we talked about how to be prepared in the event of a fire and what to do if you are caught in a fire. This article will cover some tips on what to do after a fire has hit your home. A fire can be a disorienting, frightening and even traumatic experience. It is important after a fire to keep a cool head and not to make any mistakes. Rebuilding will come later, but immediately after a fire your first concern should be to keep yourself and your family safe.

The first rule after you have gotten yourself and anyone else out of a burning building is not to go back in. Don't assume that a home is safe to reenter after a fire has been put out. Allow the authorities to inspect the building and determine when it is safe. In some cases, if the fire and damage to the structure are severe enough, the building may never be safe again.

Make sure to contact family members and friends to let them know what has happened and where things stand. If you are a tenant, a call to your landlord is also in order. Talk to the fire authorities about how to obtain a copy of the fire report that will be filled out. Your insurance company will need that. Next, call Guardian Adjusting to have an expert public adjuster come to your side and help you with the upcoming insurance claim process. Finally, contact your insurance company and report the fire to them. Some homeowner's insurance policies provide emergency funds for living expenses and lodging, and you may need those right away.

If the house is deemed safe to enter, the next step is to secure the house. You might need the help of a contractor to board up windows, and doors and well as make temporary fixes to insure that no one unwanted will enter the building. Looters can be a real issue in homes that have been damaged and are empty of occupants after a fire. Understand your homeowner's insurance policy as many make it your responsibility to keep the home safe while it waits to be repaired.

How Your Public Adjuster Will Help

Your public adjuster from Guardian Adjusting will help you get your life back to normal and act as the middle man between you and your insurance company, insuring that you get the maximum settlement owed to you to get your home repaired quickly. The public adjuster will perform their own thorough inspection of your property to make sure that all of the damage is properly documented and reported. In addition, your public adjuster can assist in quickly securing the materials and repairs your home will be needing. In short, a good public adjuster will help you get get your life back in order as quickly as possible.

The public adjusters at Guardian Adjusting have decades of combined experience handling fire damage claims in South Florida. Contact us today to meet one of our adjusters and know that they will be there, ready to help, when the time comes.


         
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